Terms & Conditions Effective 01.12.26

Terms & Conditions

Agreement of Terms

By using this website and purchasing our services or products, you agree to the following:

• Intellectual Property: All content, including book text, seminar materials, and branded designs, is the sole property of BONA5D Credit Consultants, LLC / B5 ReAffirm. You may not redistribute or sell our materials without written consent.
• Disclaimer: Our seminars and books provide educational information. We do not guarantee specific business results, and our advice should not replace professional legal or financial counsel. This website and the B5 Family are not a substitute for a mental health professional and do not offer mental health advice, rather they exist to support the journey of empowerment. If you continue to struggle with your self-esteem, feel overwhelmed or develop negative thoughts that may put yourself or someone else in danger, talk to a trusted adult or call 911 IMMEDIATELY! Do not deal with these feelings alone. The buyer and user of B5 ReAffirm products indemnify the seller, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys’ fees, and/or liability “arising from injury or damage to property or person, caused in any manner by the possession, use, or misuse” of the products.
• User Conduct: You agree not to use our site for any unlawful purpose or to solicit others.
• Limitation of Liability: BONA5D Credit Consultants, LLC / B5 ReAffirm is not liable for any indirect or consequential damages arising from the use of our products or advice.